Motor Fleet insurance provides essential cover for your business by insuring against damage to your vehicle, to third party vehicles or property and for personal injury where not covered by your Compulsory Third Party cover

Motor Fleet insurance is a single policy covering all your Trucks, Cars, Motorcycles and other road vehicles. It provides financial protection against physical loss or damage to your vehicle resulting from collisions, theft or single vehicle accidents and against liability that could also arise there from.

We understand the importance of catering for each businesses individual needs. An organisation’s fleet of motor vehicles represents a significant investment in capital and management time. It also represents a sizEable proportion of the risk the company carries. Whether you operate a large fleet of commercial vehicles or a small private car fleet, we can offer a wide range of motor policies to meet your needs – including insurance to cover heavy goods vehicles.

Our approach is to work closely with each customer to ensure we fully understand your business, your fleet risk management strategies and your loss history. Once we have a clear understanding of your risk we will work together with you and Insurers to reduce your risk, your Claims costs and ultimately your premium.

Some important considerations to consider are:

We Offer

  • Full review of risks and loss history
  • Regular Claims Reviews and Claims Management Information
  • Competitive Terms and Conditions

Motor Fleet

Motor Fleet insurance provides essential cover for your business by insuring against damage to your vehicle, to third party vehicles

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Statutory Liability

Protects the business against statutory fines and penalties arising from breaches of legalislation such as Work Place Safety standards, Occupational Health and Safety, Workers Compensation Acts, Environmental legislation plus more.

FIND OUT MORE

Employment Practices Liability

Covers your liability resulting from your failure to promote employees, sexual harassment, wrongful dismissal, wrongful employment plus more.

FIND OUT MORE

Management Liability

A bundle package incorporating; directors and officers liability, Employment Practices Liability, Employee Dishonesty, Statutory Liability, and Legal Expenses.

FIND OUT MORE

Cyber Liability

Protects against online communication and electronic data storage exposures such as Identity theft/ fraud, cyber terrorism and the consequences of losing customer information. It also includes any breach of data protection and privacy laws, and...

FIND OUT MORE

Glass Breakage

Provides cover against breakage of fixed external and/or internal glass. It replaces any glass broken up to the full cost. This section has extensions which automatically provides for temporary shuttering, sign-writing, damage to stock...

FIND OUT MORE

Transit Insurance

Used to cover your goods whilst in transit anywhere in Australia and or anywhere in the world. In the business package, the cover is basic, however a separate policy can be provided to cover...

FIND OUT MORE

Computers or Electronic Equipment

This policy covers Computers and related Electronics Equipment for breakdown and associated perils. It can be extended to include portable equipment such as laptops. Other extensions include additional expenses such as: Restoration of Data...

FIND OUT MORE

Tax Audit

Covers costs associated with completing a Government audit excluding fines or penalties.

FIND OUT MORE

Boiler & Pressure Vessel Explosion

Covers loss and/or damage due to explosion or collapse of boiler and/or pressure vessels that require a certificate of registration.

FIND OUT MORE

Livestock

Covers death or illness to specified livestock

FIND OUT MORE

Crop

Covers loss and/or damage to growing agricultural crops due to an insured risk

FIND OUT MORE

Workers Compensation

A compulsory insurance for employers covering injury to their employees sustained in the course of their employment. You must obtain individual workers compensation in each State or Territory of Australia where your employees are...

FIND OUT MORE

Farm Motor Vehicle & Machinery

If you drive any self-propelled vehicle on a public thoroughfare, you should make sure the vehicle is registered. The main types of motor & machinery insurance are: Comprehensive Third Party Property Damage Third Party...

FIND OUT MORE

Farm Burglary

Covers loss or damage to; farm plant, machinery, and other farm contents or stock following forcible and violent entry to your premises resulting from burglary. There is no cover for theft without forcible and...

FIND OUT MORE

Farm General Property

This section is designed to cover goods away from the farm and in transit. Items such as; GPS & UHF’s whilst in a vehicles, laptop computers, mobile telephones, plus more.

FIND OUT MORE

Farm Products Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by the products you produce or sell.

FIND OUT MORE

Farm Home & Contents

Covers the residence you live in including domestic garages and other outbuildings. It doesn’t include homes you rent out to tenants or farm employees (see Landlords).

FIND OUT MORE

Farm Public Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by your farming operations. Liability can be extended to include cover for damage you cause...

FIND OUT MORE

Landlords or Property Owners

Specialist landlord property insurance for residential or commercial properties that you rent out to others including protection for damage by tenants and rental default.

FIND OUT MORE

Farm Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of pumps and motors including additional costs associated with repair and consequential loss resulting from the breakdown. You must let us know if you have any...

FIND OUT MORE

Farm Property Insurance

Covers loss and/or damage to your buildings, farm sheds, barns, machinery sheds, shearing sheds, farm contents of sheds, including plant & equipment, stock of hay, grain, silage etc. Livestock, External and/internal fencing against the...

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Money

Covers loss of cash and/or negotiable instruments whilst; in transit, in your custody, or on your premises.

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Statutory Liability

Protects the business against statutory fines and penalties arising from breaches of legalislation such as Work Place Safety standards, Occupational Health and Safety, Workers Compensation Acts, Environmental legislation plus more.

FIND OUT MORE

Employment Practices Liability

Covers your liability resulting from your failure to promote employees, sexual harassment, wrongful dismissal, wrongful employment plus more.

FIND OUT MORE

Management Liability

A bundle package incorporating; directors and officers liability, Employment Practices Liability, Employee Dishonesty, Statutory Liability, and Legal Expenses.

FIND OUT MORE

Cyber Liability

Protects against online communication and electronic data storage exposures such as Identity theft/ fraud, cyber terrorism and the consequences of losing customer information. It also includes any breach of data protection and privacy laws, and...

FIND OUT MORE

Directors and Officers Liability

Covering directors and/or officers for their legal liability, resulting from wrongful acts or mismanagement whilst acting in the capacity of a director or officer. Alternatives also available for committee members or office bearer’s of...

FIND OUT MORE

Business Package

A business package is a policy which consists of a number of individual covers bundled into one package where you can mix and match the cover you need.

FIND OUT MORE

Property Damage

Designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm; impact by vehicles; lightning; earthquake; etc. Note some events are excluded from this policy...

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Business Interruption

Covers loss of income as a result of an insured event such as Property Damage, Burglary, Glass, or Money. Business interruption covers your loss of revenue and helps meet ongoing expenses whilst the interruption...

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Burglary

Designed to protect your business against the risk of theft following forcible and violent entry to your premises for plant, machinery, other contents or stock. Optional covers under this section include Theft in the...

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Accidental Damage

Designed to cover physical damage caused by an accident not otherwise excluded. For example, damage caused to a computer by accidentally dropping it on the ground. This cover is often included with your Property...

FIND OUT MORE

Loss of Money

This is not covered under Burglary or Theft without forcible entry. Money insurance provides cover for money whilst in transit to the bank or your private residence, whilst in your private residence, whilst at your...

FIND OUT MORE

Glass Breakage

Provides cover against breakage of fixed external and/or internal glass. It replaces any glass broken up to the full cost. This section has extensions which automatically provides for temporary shuttering, sign-writing, damage to stock...

FIND OUT MORE

General Property

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration stock, etc.

FIND OUT MORE

Transit Insurance

Used to cover your goods whilst in transit anywhere in Australia and or anywhere in the world. In the business package, the cover is basic, however a separate policy can be provided to cover...

FIND OUT MORE

Employee Dishonesty

Covers a direct loss of money, negotiable instruments or goods belonging to you or for which you are legally responsible, resulting from acts of fraud or dishonesty by employees. You may insure a limit...

FIND OUT MORE

Computers or Electronic Equipment

This policy covers Computers and related Electronics Equipment for breakdown and associated perils. It can be extended to include portable equipment such as laptops. Other extensions include additional expenses such as: Restoration of Data...

FIND OUT MORE

Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of plant and machinery including additional costs associated with repair and consequential loss resulting from the breakdown.

FIND OUT MORE

Public/Products Liability

Provides cover for bodily injury and/or damage to property as a result of your business activity and/or any products that you manufacture, import or sell. Cover can be extended to include damage you cause...

FIND OUT MORE

Tax Audit

Covers costs associated with completing a Government audit excluding fines or penalties.

FIND OUT MORE

Property Insurance

Covers loss and/or damage to your buildings, plant & machinery, or stock caused by fire and/or extraneous perils such as but not limited to; malicious damage, storm, cyclone, impact, accidental damage.

FIND OUT MORE

Property Damage

Property Damage Cover is designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm; impact by vehicles; lightning; earthquake; etc. Note some events are...

FIND OUT MORE

Other Business Covers

Business Packages do not cover everything and in some cases, an additional policy is required to cover other exposures. Some of the covers we can assist with are as follows.

FIND OUT MORE

Aviation Hull & Liability

Covers loss and/or damage to aircraft hulls, including liability to the public and passengers.

FIND OUT MORE

Domestic Workers Compensation

Cover for workers operating at your residential premises.

FIND OUT MORE

Medical Malpractice

Your legal liability for bodily injury or breach of professional duty associated with medical malpractice.

FIND OUT MORE

Boiler & Pressure Vessel Explosion

Covers loss and/or damage due to explosion or collapse of boiler and/or pressure vessels that require a certificate of registration.

FIND OUT MORE

Bonds

Covers financial loss resulting from a failure to complete performance or a contract with another party.

FIND OUT MORE

Export Credit or Rejection

Covers losses caused by contract repudiation, export license cancellation, insolvency of overseas customers, confiscation or rejection of your product by overseas Government or authorities.

FIND OUT MORE

Financial Planning and Life Insurance

Life, Trauma, and income protection insurance, including buy/sell agreements and business succession planning.   We do not specialize in this advice area however we can refer you to a professional who can provide a quality...

FIND OUT MORE

Mobile Plant and Machinery

Material damage and liability to others for specialist plant including; earthmoving machinery, forklifts, motor bikes, etc.,which are not covered by property insurance. An option to include additional costs to hire an alternative vehicle whilst...

FIND OUT MORE

Corporate Travel

Yearly blanket travel insurance for any intrastate, interstate, or international trips covering directors and their immediate family, and other employees of the business.

FIND OUT MORE

Credit

Covers your loss due to insolvency of your customers with whom you deal.

FIND OUT MORE

Livestock

Covers death or illness to specified livestock

FIND OUT MORE

Crop

Covers loss and/or damage to growing agricultural crops due to an insured risk

FIND OUT MORE

Defamation

Covers your legal liability including defence costs associated with litigation against you for libel or slander

FIND OUT MORE

Malicious Tamper

Covers the costs and financial loss caused by malicious or unintentional tampering and/or contamination of your products.

FIND OUT MORE

Legal Expenses

Covers legal expenses for either pursuing or defending disputes with customers, suppliers, or employee s including criminal prosecution made against your business or its directors and/or officers.

FIND OUT MORE

Workers Compensation

A compulsory insurance for employers covering injury to their employees sustained in the course of their employment. You must obtain individual workers compensation in each State or Territory of Australia where your employees are...

FIND OUT MORE

Theft in the Open Air

Loss or damage to property caused by theft without forcible or violent entry to your building or whilst goods are not in your building but at your location

FIND OUT MORE

Products Recall

Covers your legal liability for all costs and expenses for withdrawal or recall of your products as a result of suspected defects or deficiencies.

FIND OUT MORE

Error & Omissions Liability

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration stock, etc.

FIND OUT MORE

Disability

Compensates an insured person for most of their normal income if they sustain permanent or partial disablement, injury, or illness preventing them from performing their normal occupation

FIND OUT MORE

Work boats and other Commercial Vessels

Workboats and commercial craft work in and around very expensive machinery in busy harbours. Cover is important not just for your Boat, but the damage it can do and loss of income to others.

FIND OUT MORE

Fishing Boats

If fishing is your livelihood, then your boat is a member of the family. You know how expensive they are, but you want the very best for them so they will not let you...

FIND OUT MORE

Tourism Boats

If Tourism is your livelihood, your Guests are the most important part of your business. Look after your passengers and repeat business and referrals will help you build your business. If your vessel carries...

FIND OUT MORE

Marine Repairers

If you build, work on or repair boats, ordinary Public Liability may not protect you if something goes wrong. Marine Repairers Insurance covers you while working on boats. It can also be extended to...

FIND OUT MORE

Marinas

If you own or operate a Marina, you have risks on the land and on the water which may not be covered correctly under a single policy. Marinas have unique Insurance needs and require...

FIND OUT MORE

Marine Cargo & Transit

If you send or receive goods by road, sea, air, rail or any other form of transport, we can provide cover for your goods should an accident occur? We can provide “standard” transit cover,...

FIND OUT MORE

Carriers Insurance

If you operate a transport business, you often carry high value items over vast distances. Your reputation and repeat business depend on getting these goods to their destination on time and without any damage....

FIND OUT MORE

Business Package

A business package is a policy which consists of a number of individual covers bundled into one package where you can mix and match...

FIND OUT MORE

Property Damage

Designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm; impact by vehicles; lightning;...

FIND OUT MORE

Business Interruption

Covers loss of income as a result of an insured event such as Property Damage, Burglary, Glass, or Money. Business interruption covers your loss...

FIND OUT MORE

Burglary

Designed to protect your business against the risk of theft following forcible and violent entry to your premises for plant, machinery, other contents or...

FIND OUT MORE

Accidental Damage

Designed to cover physical damage caused by an accident not otherwise excluded. For example, damage caused to a computer by accidentally dropping it on...

FIND OUT MORE

Loss of Money

This is not covered under Burglary or Theft without forcible entry. Money insurance provides cover for money whilst in transit to the bank or your...

FIND OUT MORE

Glass Breakage

Provides cover against breakage of fixed external and/or internal glass. It replaces any glass broken up to the full cost. This section has extensions...

FIND OUT MORE

General Property

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Transit Insurance

Used to cover your goods whilst in transit anywhere in Australia and or anywhere in the world. In the business package, the cover is...

FIND OUT MORE

Employee Dishonesty

Covers a direct loss of money, negotiable instruments or goods belonging to you or for which you are legally responsible, resulting from acts of...

FIND OUT MORE

Computers or Electronic Equipment

This policy covers Computers and related Electronics Equipment for breakdown and associated perils. It can be extended to include portable equipment such as laptops....

FIND OUT MORE

Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of plant and machinery including additional costs associated with repair and consequential loss resulting from the...

FIND OUT MORE

Public/Products Liability

Provides cover for bodily injury and/or damage to property as a result of your business activity and/or any products that you manufacture, import or...

FIND OUT MORE

Tax Audit

Covers costs associated with completing a Government audit excluding fines or penalties.

FIND OUT MORE

Property Insurance

Covers loss and/or damage to your buildings, plant & machinery, or stock caused by fire and/or extraneous perils such as but not limited to;...

FIND OUT MORE

Property Damage

Property Damage Cover is designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm;...

FIND OUT MORE

Other Business Covers

Business Packages do not cover everything and in some cases, an additional policy is required to cover other exposures. Some of the covers we...

FIND OUT MORE

Aviation Hull & Liability

Covers loss and/or damage to aircraft hulls, including liability to the public and passengers.

FIND OUT MORE

Domestic Workers Compensation

Cover for workers operating at your residential premises.

FIND OUT MORE

Medical Malpractice

Your legal liability for bodily injury or breach of professional duty associated with medical malpractice.

FIND OUT MORE

Boiler & Pressure Vessel Explosion

Covers loss and/or damage due to explosion or collapse of boiler and/or pressure vessels that require a certificate of registration.

FIND OUT MORE

Bonds

Covers financial loss resulting from a failure to complete performance or a contract with another party.

FIND OUT MORE

Export Credit or Rejection

Covers losses caused by contract repudiation, export license cancellation, insolvency of overseas customers, confiscation or rejection of your product by overseas Government or authorities.

FIND OUT MORE

Financial Planning and Life Insurance

Life, Trauma, and income protection insurance, including buy/sell agreements and business succession planning.   We do not specialize in this advice area however we can...

FIND OUT MORE

Mobile Plant and Machinery

Material damage and liability to others for specialist plant including; earthmoving machinery, forklifts, motor bikes, etc.,which are not covered by property insurance. An option...

FIND OUT MORE

Corporate Travel

Yearly blanket travel insurance for any intrastate, interstate, or international trips covering directors and their immediate family, and other employees of the business.

FIND OUT MORE

Credit

Covers your loss due to insolvency of your customers with whom you deal.

FIND OUT MORE

Livestock

Covers death or illness to specified livestock

FIND OUT MORE

Crop

Covers loss and/or damage to growing agricultural crops due to an insured risk

FIND OUT MORE

Defamation

Covers your legal liability including defence costs associated with litigation against you for libel or slander

FIND OUT MORE

Malicious Tamper

Covers the costs and financial loss caused by malicious or unintentional tampering and/or contamination of your products.

FIND OUT MORE

Legal Expenses

Covers legal expenses for either pursuing or defending disputes with customers, suppliers, or employee s including criminal prosecution made against your business or its...

FIND OUT MORE

Workers Compensation

A compulsory insurance for employers covering injury to their employees sustained in the course of their employment. You must obtain individual workers compensation in...

FIND OUT MORE

Theft in the Open Air

Loss or damage to property caused by theft without forcible or violent entry to your building or whilst goods are not in your building...

FIND OUT MORE

Products Recall

Covers your legal liability for all costs and expenses for withdrawal or recall of your products as a result of suspected defects or deficiencies.

FIND OUT MORE

Error & Omissions Liability

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Disability

Compensates an insured person for most of their normal income if they sustain permanent or partial disablement, injury, or illness preventing them from performing...

FIND OUT MORE

Farm Motor Vehicle & Machinery

If you drive any self-propelled vehicle on a public thoroughfare, you should make sure the vehicle is registered. The main types of motor &...

FIND OUT MORE

Farm Burglary

Covers loss or damage to; farm plant, machinery, and other farm contents or stock following forcible and violent entry to your premises resulting from...

FIND OUT MORE

Farm General Property

This section is designed to cover goods away from the farm and in transit. Items such as; GPS & UHF’s whilst in a vehicles,...

FIND OUT MORE

Farm Products Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by the products you produce...

FIND OUT MORE

Farm Home & Contents

Covers the residence you live in including domestic garages and other outbuildings. It doesn’t include homes you rent out to tenants or farm employees...

FIND OUT MORE

Farm Public Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by your farming operations. Liability...

FIND OUT MORE

Landlords or Property Owners

Specialist landlord property insurance for residential or commercial properties that you rent out to others including protection for damage by tenants and rental default.

FIND OUT MORE

Farm Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of pumps and motors including additional costs associated with repair and consequential loss resulting from the...

FIND OUT MORE

Farm Property Insurance

Covers loss and/or damage to your buildings, farm sheds, barns, machinery sheds, shearing sheds, farm contents of sheds, including plant & equipment, stock of...

FIND OUT MORE

Motor Fleet

Motor Fleet insurance provides essential cover for your business by insuring against damage to your vehicle, to third party vehicles

FIND OUT MORE

Construction

Construction Insurance (otherwise known as Contract Works Insurance) can cover a single

FIND OUT MORE

Business

Every day, your business faces risks that threaten it's financial wellbeing.

FIND OUT MORE

Professional Risks

Did you know your business can be responsible not only for your actions, but those of others as well?

FIND OUT MORE

Money

Covers loss of cash and/or negotiable instruments whilst; in transit, in your custody, or on your premises.

FIND OUT MORE

Glass

Glass Breakage provides cover against breakage of fixed external and/or internal glass.  It replaces any glass broken up to the full cost.  This section has...

FIND OUT MORE

Work boats and other Commercial Vessels

Workboats and commercial craft work in and around very expensive machinery in busy harbours. Cover is important not just for your Boat, but the...

FIND OUT MORE

Professional Indemnity

Covers your legal liability to compensate others caused by perceived inadequate advice or lack of performance.

FIND OUT MORE

Fishing Boats

If fishing is your livelihood, then your boat is a member of the family. You know how expensive they are, but you want the...

FIND OUT MORE

Tourism Boats

If Tourism is your livelihood, your Guests are the most important part of your business. Look after your passengers and repeat business and referrals...

FIND OUT MORE

Statutory Liability

Protects the business against statutory fines and penalties arising from breaches of legalislation such as Work Place Safety standards, Occupational Health and Safety, Workers...

FIND OUT MORE

Marine Repairers

If you build, work on or repair boats, ordinary Public Liability may not protect you if something goes wrong. Marine Repairers Insurance covers you...

FIND OUT MORE

Employment Practices Liability

Covers your liability resulting from your failure to promote employees, sexual harassment, wrongful dismissal, wrongful employment plus more.

FIND OUT MORE

Marinas

If you own or operate a Marina, you have risks on the land and on the water which may not be covered correctly under...

FIND OUT MORE

Loss of Income

Life & Superannuation Our office does not provide Financial Planning or Life Insurance advice. We refer any queries to our trusted partners. SQIS are...

FIND OUT MORE

Marine Cargo & Transit

If you send or receive goods by road, sea, air, rail or any other form of transport, we can provide cover for your goods...

FIND OUT MORE

Carriers Insurance

If you operate a transport business, you often carry high value items over vast distances. Your reputation and repeat business depend on getting these...

FIND OUT MORE

Management Liability

A bundle package incorporating; directors and officers liability, Employment Practices Liability, Employee Dishonesty, Statutory Liability, and Legal Expenses.

FIND OUT MORE

Cyber Liability

Protects against online communication and electronic data storage exposures such as Identity theft/ fraud, cyber terrorism and the consequences of losing customer information. It also...

FIND OUT MORE

Directors and Officers Liability

Covering directors and/or officers for their legal liability, resulting from wrongful acts or mismanagement whilst acting in the capacity of a director or officer....

FIND OUT MORE

Professional Indemnity

Covers your legal liability to compensate others caused by perceived inadequate advice or lack of performance.

FIND OUT MORE

Statutory Liability

Protects the business against statutory fines and penalties arising from breaches of legalislation such as Work Place Safety standards, Occupational Health and Safety, Workers Compensation Acts, Environmental legislation plus more.

FIND OUT MORE

Employment Practices Liability

Covers your liability resulting from your failure to promote employees, sexual harassment, wrongful dismissal, wrongful employment plus more.

FIND OUT MORE

Management Liability

A bundle package incorporating; directors and officers liability, Employment Practices Liability, Employee Dishonesty, Statutory Liability, and Legal Expenses.

FIND OUT MORE

Cyber Liability

Protects against online communication and electronic data storage exposures such as Identity theft/ fraud, cyber terrorism and the consequences of losing customer information. It also includes any breach of data protection and privacy laws, and...

FIND OUT MORE

Directors and Officers Liability

Covering directors and/or officers for their legal liability, resulting from wrongful acts or mismanagement whilst acting in the capacity of a director or officer. Alternatives also available for committee members or office bearer’s of...

FIND OUT MORE

Medical Malpractice

Your legal liability for bodily injury or breach of professional duty associated with medical malpractice.

FIND OUT MORE

Bonds

Covers financial loss resulting from a failure to complete performance or a contract with another party.

FIND OUT MORE

Defamation

Covers your legal liability including defence costs associated with litigation against you for libel or slander

FIND OUT MORE

Construction

Construction Insurance (otherwise known as Contract Works Insurance) can cover a single

FIND OUT MORE

Business Package

A business package is a policy which consists of a number of individual covers bundled into one package where you can mix and match...

FIND OUT MORE

Property Damage

Designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm; impact by vehicles; lightning;...

FIND OUT MORE

Business Interruption

Covers loss of income as a result of an insured event such as Property Damage, Burglary, Glass, or Money. Business interruption covers your loss...

FIND OUT MORE

Burglary

Designed to protect your business against the risk of theft following forcible and violent entry to your premises for plant, machinery, other contents or...

FIND OUT MORE

Accidental Damage

Designed to cover physical damage caused by an accident not otherwise excluded. For example, damage caused to a computer by accidentally dropping it on...

FIND OUT MORE

Loss of Money

This is not covered under Burglary or Theft without forcible entry. Money insurance provides cover for money whilst in transit to the bank or your...

FIND OUT MORE

Glass Breakage

Provides cover against breakage of fixed external and/or internal glass. It replaces any glass broken up to the full cost. This section has extensions...

FIND OUT MORE

General Property

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Transit Insurance

Used to cover your goods whilst in transit anywhere in Australia and or anywhere in the world. In the business package, the cover is...

FIND OUT MORE

Employee Dishonesty

Covers a direct loss of money, negotiable instruments or goods belonging to you or for which you are legally responsible, resulting from acts of...

FIND OUT MORE

Computers or Electronic Equipment

This policy covers Computers and related Electronics Equipment for breakdown and associated perils. It can be extended to include portable equipment such as laptops....

FIND OUT MORE

Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of plant and machinery including additional costs associated with repair and consequential loss resulting from the...

FIND OUT MORE

Public/Products Liability

Provides cover for bodily injury and/or damage to property as a result of your business activity and/or any products that you manufacture, import or...

FIND OUT MORE

Tax Audit

Covers costs associated with completing a Government audit excluding fines or penalties.

FIND OUT MORE

Property Insurance

Covers loss and/or damage to your buildings, plant & machinery, or stock caused by fire and/or extraneous perils such as but not limited to;...

FIND OUT MORE

Property Damage

Property Damage Cover is designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm;...

FIND OUT MORE

Other Business Covers

Business Packages do not cover everything and in some cases, an additional policy is required to cover other exposures. Some of the covers we...

FIND OUT MORE

Aviation Hull & Liability

Covers loss and/or damage to aircraft hulls, including liability to the public and passengers.

FIND OUT MORE

Domestic Workers Compensation

Cover for workers operating at your residential premises.

FIND OUT MORE

Medical Malpractice

Your legal liability for bodily injury or breach of professional duty associated with medical malpractice.

FIND OUT MORE

Boiler & Pressure Vessel Explosion

Covers loss and/or damage due to explosion or collapse of boiler and/or pressure vessels that require a certificate of registration.

FIND OUT MORE

Bonds

Covers financial loss resulting from a failure to complete performance or a contract with another party.

FIND OUT MORE

Export Credit or Rejection

Covers losses caused by contract repudiation, export license cancellation, insolvency of overseas customers, confiscation or rejection of your product by overseas Government or authorities.

FIND OUT MORE

Financial Planning and Life Insurance

Life, Trauma, and income protection insurance, including buy/sell agreements and business succession planning.   We do not specialize in this advice area however we can...

FIND OUT MORE

Mobile Plant and Machinery

Material damage and liability to others for specialist plant including; earthmoving machinery, forklifts, motor bikes, etc.,which are not covered by property insurance. An option...

FIND OUT MORE

Corporate Travel

Yearly blanket travel insurance for any intrastate, interstate, or international trips covering directors and their immediate family, and other employees of the business.

FIND OUT MORE

Credit

Covers your loss due to insolvency of your customers with whom you deal.

FIND OUT MORE

Livestock

Covers death or illness to specified livestock

FIND OUT MORE

Crop

Covers loss and/or damage to growing agricultural crops due to an insured risk

FIND OUT MORE

Defamation

Covers your legal liability including defence costs associated with litigation against you for libel or slander

FIND OUT MORE

Malicious Tamper

Covers the costs and financial loss caused by malicious or unintentional tampering and/or contamination of your products.

FIND OUT MORE

Legal Expenses

Covers legal expenses for either pursuing or defending disputes with customers, suppliers, or employee s including criminal prosecution made against your business or its...

FIND OUT MORE

Workers Compensation

A compulsory insurance for employers covering injury to their employees sustained in the course of their employment. You must obtain individual workers compensation in...

FIND OUT MORE

Theft in the Open Air

Loss or damage to property caused by theft without forcible or violent entry to your building or whilst goods are not in your building...

FIND OUT MORE

Products Recall

Covers your legal liability for all costs and expenses for withdrawal or recall of your products as a result of suspected defects or deficiencies.

FIND OUT MORE

Error & Omissions Liability

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Disability

Compensates an insured person for most of their normal income if they sustain permanent or partial disablement, injury, or illness preventing them from performing...

FIND OUT MORE

Farm Motor Vehicle & Machinery

If you drive any self-propelled vehicle on a public thoroughfare, you should make sure the vehicle is registered. The main types of motor &...

FIND OUT MORE

Farm Burglary

Covers loss or damage to; farm plant, machinery, and other farm contents or stock following forcible and violent entry to your premises resulting from...

FIND OUT MORE

Farm General Property

This section is designed to cover goods away from the farm and in transit. Items such as; GPS & UHF’s whilst in a vehicles,...

FIND OUT MORE

Farm Products Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by the products you produce...

FIND OUT MORE

Farm Home & Contents

Covers the residence you live in including domestic garages and other outbuildings. It doesn’t include homes you rent out to tenants or farm employees...

FIND OUT MORE

Farm Public Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by your farming operations. Liability...

FIND OUT MORE

Landlords or Property Owners

Specialist landlord property insurance for residential or commercial properties that you rent out to others including protection for damage by tenants and rental default.

FIND OUT MORE

Farm Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of pumps and motors including additional costs associated with repair and consequential loss resulting from the...

FIND OUT MORE

Farm Property Insurance

Covers loss and/or damage to your buildings, farm sheds, barns, machinery sheds, shearing sheds, farm contents of sheds, including plant & equipment, stock of...

FIND OUT MORE

Motor Fleet

Motor Fleet insurance provides essential cover for your business by insuring against damage to your vehicle, to third party vehicles

FIND OUT MORE

Construction

Construction Insurance (otherwise known as Contract Works Insurance) can cover a single

FIND OUT MORE

Business

Every day, your business faces risks that threaten it's financial wellbeing.

FIND OUT MORE

Professional Risks

Did you know your business can be responsible not only for your actions, but those of others as well?

FIND OUT MORE

Money

Covers loss of cash and/or negotiable instruments whilst; in transit, in your custody, or on your premises.

FIND OUT MORE

Glass

Glass Breakage provides cover against breakage of fixed external and/or internal glass.  It replaces any glass broken up to the full cost.  This section has...

FIND OUT MORE

Work boats and other Commercial Vessels

Workboats and commercial craft work in and around very expensive machinery in busy harbours. Cover is important not just for your Boat, but the...

FIND OUT MORE

Professional Indemnity

Covers your legal liability to compensate others caused by perceived inadequate advice or lack of performance.

FIND OUT MORE

Fishing Boats

If fishing is your livelihood, then your boat is a member of the family. You know how expensive they are, but you want the...

FIND OUT MORE

Tourism Boats

If Tourism is your livelihood, your Guests are the most important part of your business. Look after your passengers and repeat business and referrals...

FIND OUT MORE

Statutory Liability

Protects the business against statutory fines and penalties arising from breaches of legalislation such as Work Place Safety standards, Occupational Health and Safety, Workers...

FIND OUT MORE

Marine Repairers

If you build, work on or repair boats, ordinary Public Liability may not protect you if something goes wrong. Marine Repairers Insurance covers you...

FIND OUT MORE

Employment Practices Liability

Covers your liability resulting from your failure to promote employees, sexual harassment, wrongful dismissal, wrongful employment plus more.

FIND OUT MORE

Marinas

If you own or operate a Marina, you have risks on the land and on the water which may not be covered correctly under...

FIND OUT MORE

Loss of Income

Life & Superannuation Our office does not provide Financial Planning or Life Insurance advice. We refer any queries to our trusted partners. SQIS are...

FIND OUT MORE

Marine Cargo & Transit

If you send or receive goods by road, sea, air, rail or any other form of transport, we can provide cover for your goods...

FIND OUT MORE

Carriers Insurance

If you operate a transport business, you often carry high value items over vast distances. Your reputation and repeat business depend on getting these...

FIND OUT MORE

Management Liability

A bundle package incorporating; directors and officers liability, Employment Practices Liability, Employee Dishonesty, Statutory Liability, and Legal Expenses.

FIND OUT MORE

Cyber Liability

Protects against online communication and electronic data storage exposures such as Identity theft/ fraud, cyber terrorism and the consequences of losing customer information. It also...

FIND OUT MORE

Directors and Officers Liability

Covering directors and/or officers for their legal liability, resulting from wrongful acts or mismanagement whilst acting in the capacity of a director or officer....

FIND OUT MORE

Business Package

A business package is a policy which consists of a number of individual covers bundled into one package where you can mix and match...

FIND OUT MORE

Property Damage

Designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm; impact by vehicles; lightning;...

FIND OUT MORE

Business Interruption

Covers loss of income as a result of an insured event such as Property Damage, Burglary, Glass, or Money. Business interruption covers your loss...

FIND OUT MORE

Burglary

Designed to protect your business against the risk of theft following forcible and violent entry to your premises for plant, machinery, other contents or...

FIND OUT MORE

Accidental Damage

Designed to cover physical damage caused by an accident not otherwise excluded. For example, damage caused to a computer by accidentally dropping it on...

FIND OUT MORE

Loss of Money

This is not covered under Burglary or Theft without forcible entry. Money insurance provides cover for money whilst in transit to the bank or your...

FIND OUT MORE

Glass Breakage

Provides cover against breakage of fixed external and/or internal glass. It replaces any glass broken up to the full cost. This section has extensions...

FIND OUT MORE

General Property

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Transit Insurance

Used to cover your goods whilst in transit anywhere in Australia and or anywhere in the world. In the business package, the cover is...

FIND OUT MORE

Employee Dishonesty

Covers a direct loss of money, negotiable instruments or goods belonging to you or for which you are legally responsible, resulting from acts of...

FIND OUT MORE

Computers or Electronic Equipment

This policy covers Computers and related Electronics Equipment for breakdown and associated perils. It can be extended to include portable equipment such as laptops....

FIND OUT MORE

Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of plant and machinery including additional costs associated with repair and consequential loss resulting from the...

FIND OUT MORE

Public/Products Liability

Provides cover for bodily injury and/or damage to property as a result of your business activity and/or any products that you manufacture, import or...

FIND OUT MORE

Tax Audit

Covers costs associated with completing a Government audit excluding fines or penalties.

FIND OUT MORE

Property Insurance

Covers loss and/or damage to your buildings, plant & machinery, or stock caused by fire and/or extraneous perils such as but not limited to;...

FIND OUT MORE

Property Damage

Property Damage Cover is designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm;...

FIND OUT MORE

Other Business Covers

Business Packages do not cover everything and in some cases, an additional policy is required to cover other exposures. Some of the covers we...

FIND OUT MORE

Aviation Hull & Liability

Covers loss and/or damage to aircraft hulls, including liability to the public and passengers.

FIND OUT MORE

Domestic Workers Compensation

Cover for workers operating at your residential premises.

FIND OUT MORE

Medical Malpractice

Your legal liability for bodily injury or breach of professional duty associated with medical malpractice.

FIND OUT MORE

Boiler & Pressure Vessel Explosion

Covers loss and/or damage due to explosion or collapse of boiler and/or pressure vessels that require a certificate of registration.

FIND OUT MORE

Bonds

Covers financial loss resulting from a failure to complete performance or a contract with another party.

FIND OUT MORE

Export Credit or Rejection

Covers losses caused by contract repudiation, export license cancellation, insolvency of overseas customers, confiscation or rejection of your product by overseas Government or authorities.

FIND OUT MORE

Financial Planning and Life Insurance

Life, Trauma, and income protection insurance, including buy/sell agreements and business succession planning.   We do not specialize in this advice area however we can...

FIND OUT MORE

Mobile Plant and Machinery

Material damage and liability to others for specialist plant including; earthmoving machinery, forklifts, motor bikes, etc.,which are not covered by property insurance. An option...

FIND OUT MORE

Corporate Travel

Yearly blanket travel insurance for any intrastate, interstate, or international trips covering directors and their immediate family, and other employees of the business.

FIND OUT MORE

Credit

Covers your loss due to insolvency of your customers with whom you deal.

FIND OUT MORE

Livestock

Covers death or illness to specified livestock

FIND OUT MORE

Crop

Covers loss and/or damage to growing agricultural crops due to an insured risk

FIND OUT MORE

Defamation

Covers your legal liability including defence costs associated with litigation against you for libel or slander

FIND OUT MORE

Malicious Tamper

Covers the costs and financial loss caused by malicious or unintentional tampering and/or contamination of your products.

FIND OUT MORE

Legal Expenses

Covers legal expenses for either pursuing or defending disputes with customers, suppliers, or employee s including criminal prosecution made against your business or its...

FIND OUT MORE

Workers Compensation

A compulsory insurance for employers covering injury to their employees sustained in the course of their employment. You must obtain individual workers compensation in...

FIND OUT MORE

Theft in the Open Air

Loss or damage to property caused by theft without forcible or violent entry to your building or whilst goods are not in your building...

FIND OUT MORE

Products Recall

Covers your legal liability for all costs and expenses for withdrawal or recall of your products as a result of suspected defects or deficiencies.

FIND OUT MORE

Error & Omissions Liability

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Disability

Compensates an insured person for most of their normal income if they sustain permanent or partial disablement, injury, or illness preventing them from performing...

FIND OUT MORE

Farm Motor Vehicle & Machinery

If you drive any self-propelled vehicle on a public thoroughfare, you should make sure the vehicle is registered. The main types of motor &...

FIND OUT MORE

Farm Burglary

Covers loss or damage to; farm plant, machinery, and other farm contents or stock following forcible and violent entry to your premises resulting from...

FIND OUT MORE

Farm General Property

This section is designed to cover goods away from the farm and in transit. Items such as; GPS & UHF’s whilst in a vehicles,...

FIND OUT MORE

Farm Products Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by the products you produce...

FIND OUT MORE

Farm Home & Contents

Covers the residence you live in including domestic garages and other outbuildings. It doesn’t include homes you rent out to tenants or farm employees...

FIND OUT MORE

Farm Public Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by your farming operations. Liability...

FIND OUT MORE

Landlords or Property Owners

Specialist landlord property insurance for residential or commercial properties that you rent out to others including protection for damage by tenants and rental default.

FIND OUT MORE

Farm Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of pumps and motors including additional costs associated with repair and consequential loss resulting from the...

FIND OUT MORE

Farm Property Insurance

Covers loss and/or damage to your buildings, farm sheds, barns, machinery sheds, shearing sheds, farm contents of sheds, including plant & equipment, stock of...

FIND OUT MORE

Motor Fleet

Motor Fleet insurance provides essential cover for your business by insuring against damage to your vehicle, to third party vehicles

FIND OUT MORE

Construction

Construction Insurance (otherwise known as Contract Works Insurance) can cover a single

FIND OUT MORE

Business

Every day, your business faces risks that threaten it's financial wellbeing.

FIND OUT MORE

Professional Risks

Did you know your business can be responsible not only for your actions, but those of others as well?

FIND OUT MORE

Money

Covers loss of cash and/or negotiable instruments whilst; in transit, in your custody, or on your premises.

FIND OUT MORE

Glass

Glass Breakage provides cover against breakage of fixed external and/or internal glass.  It replaces any glass broken up to the full cost.  This section has...

FIND OUT MORE

Work boats and other Commercial Vessels

Workboats and commercial craft work in and around very expensive machinery in busy harbours. Cover is important not just for your Boat, but the...

FIND OUT MORE

Professional Indemnity

Covers your legal liability to compensate others caused by perceived inadequate advice or lack of performance.

FIND OUT MORE

Fishing Boats

If fishing is your livelihood, then your boat is a member of the family. You know how expensive they are, but you want the...

FIND OUT MORE

Tourism Boats

If Tourism is your livelihood, your Guests are the most important part of your business. Look after your passengers and repeat business and referrals...

FIND OUT MORE

Statutory Liability

Protects the business against statutory fines and penalties arising from breaches of legalislation such as Work Place Safety standards, Occupational Health and Safety, Workers...

FIND OUT MORE

Marine Repairers

If you build, work on or repair boats, ordinary Public Liability may not protect you if something goes wrong. Marine Repairers Insurance covers you...

FIND OUT MORE

Employment Practices Liability

Covers your liability resulting from your failure to promote employees, sexual harassment, wrongful dismissal, wrongful employment plus more.

FIND OUT MORE

Marinas

If you own or operate a Marina, you have risks on the land and on the water which may not be covered correctly under...

FIND OUT MORE

Loss of Income

Life & Superannuation Our office does not provide Financial Planning or Life Insurance advice. We refer any queries to our trusted partners. SQIS are...

FIND OUT MORE

Marine Cargo & Transit

If you send or receive goods by road, sea, air, rail or any other form of transport, we can provide cover for your goods...

FIND OUT MORE

Carriers Insurance

If you operate a transport business, you often carry high value items over vast distances. Your reputation and repeat business depend on getting these...

FIND OUT MORE

Management Liability

A bundle package incorporating; directors and officers liability, Employment Practices Liability, Employee Dishonesty, Statutory Liability, and Legal Expenses.

FIND OUT MORE

Cyber Liability

Protects against online communication and electronic data storage exposures such as Identity theft/ fraud, cyber terrorism and the consequences of losing customer information. It also...

FIND OUT MORE

Directors and Officers Liability

Covering directors and/or officers for their legal liability, resulting from wrongful acts or mismanagement whilst acting in the capacity of a director or officer....

FIND OUT MORE

Business Package

A business package is a policy which consists of a number of individual covers bundled into one package where you can mix and match...

FIND OUT MORE

Property Damage

Designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm; impact by vehicles; lightning;...

FIND OUT MORE

Business Interruption

Covers loss of income as a result of an insured event such as Property Damage, Burglary, Glass, or Money. Business interruption covers your loss...

FIND OUT MORE

Burglary

Designed to protect your business against the risk of theft following forcible and violent entry to your premises for plant, machinery, other contents or...

FIND OUT MORE

Accidental Damage

Designed to cover physical damage caused by an accident not otherwise excluded. For example, damage caused to a computer by accidentally dropping it on...

FIND OUT MORE

Loss of Money

This is not covered under Burglary or Theft without forcible entry. Money insurance provides cover for money whilst in transit to the bank or your...

FIND OUT MORE

Glass Breakage

Provides cover against breakage of fixed external and/or internal glass. It replaces any glass broken up to the full cost. This section has extensions...

FIND OUT MORE

General Property

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Transit Insurance

Used to cover your goods whilst in transit anywhere in Australia and or anywhere in the world. In the business package, the cover is...

FIND OUT MORE

Employee Dishonesty

Covers a direct loss of money, negotiable instruments or goods belonging to you or for which you are legally responsible, resulting from acts of...

FIND OUT MORE

Computers or Electronic Equipment

This policy covers Computers and related Electronics Equipment for breakdown and associated perils. It can be extended to include portable equipment such as laptops....

FIND OUT MORE

Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of plant and machinery including additional costs associated with repair and consequential loss resulting from the...

FIND OUT MORE

Public/Products Liability

Provides cover for bodily injury and/or damage to property as a result of your business activity and/or any products that you manufacture, import or...

FIND OUT MORE

Tax Audit

Covers costs associated with completing a Government audit excluding fines or penalties.

FIND OUT MORE

Property Insurance

Covers loss and/or damage to your buildings, plant & machinery, or stock caused by fire and/or extraneous perils such as but not limited to;...

FIND OUT MORE

Property Damage

Property Damage Cover is designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm;...

FIND OUT MORE

Other Business Covers

Business Packages do not cover everything and in some cases, an additional policy is required to cover other exposures. Some of the covers we...

FIND OUT MORE

Aviation Hull & Liability

Covers loss and/or damage to aircraft hulls, including liability to the public and passengers.

FIND OUT MORE

Domestic Workers Compensation

Cover for workers operating at your residential premises.

FIND OUT MORE

Medical Malpractice

Your legal liability for bodily injury or breach of professional duty associated with medical malpractice.

FIND OUT MORE

Boiler & Pressure Vessel Explosion

Covers loss and/or damage due to explosion or collapse of boiler and/or pressure vessels that require a certificate of registration.

FIND OUT MORE

Bonds

Covers financial loss resulting from a failure to complete performance or a contract with another party.

FIND OUT MORE

Export Credit or Rejection

Covers losses caused by contract repudiation, export license cancellation, insolvency of overseas customers, confiscation or rejection of your product by overseas Government or authorities.

FIND OUT MORE

Financial Planning and Life Insurance

Life, Trauma, and income protection insurance, including buy/sell agreements and business succession planning.   We do not specialize in this advice area however we can...

FIND OUT MORE

Mobile Plant and Machinery

Material damage and liability to others for specialist plant including; earthmoving machinery, forklifts, motor bikes, etc.,which are not covered by property insurance. An option...

FIND OUT MORE

Corporate Travel

Yearly blanket travel insurance for any intrastate, interstate, or international trips covering directors and their immediate family, and other employees of the business.

FIND OUT MORE

Credit

Covers your loss due to insolvency of your customers with whom you deal.

FIND OUT MORE

Livestock

Covers death or illness to specified livestock

FIND OUT MORE

Crop

Covers loss and/or damage to growing agricultural crops due to an insured risk

FIND OUT MORE

Defamation

Covers your legal liability including defence costs associated with litigation against you for libel or slander

FIND OUT MORE

Malicious Tamper

Covers the costs and financial loss caused by malicious or unintentional tampering and/or contamination of your products.

FIND OUT MORE

Legal Expenses

Covers legal expenses for either pursuing or defending disputes with customers, suppliers, or employee s including criminal prosecution made against your business or its...

FIND OUT MORE

Workers Compensation

A compulsory insurance for employers covering injury to their employees sustained in the course of their employment. You must obtain individual workers compensation in...

FIND OUT MORE

Theft in the Open Air

Loss or damage to property caused by theft without forcible or violent entry to your building or whilst goods are not in your building...

FIND OUT MORE

Products Recall

Covers your legal liability for all costs and expenses for withdrawal or recall of your products as a result of suspected defects or deficiencies.

FIND OUT MORE

Error & Omissions Liability

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Disability

Compensates an insured person for most of their normal income if they sustain permanent or partial disablement, injury, or illness preventing them from performing...

FIND OUT MORE

Farm Motor Vehicle & Machinery

If you drive any self-propelled vehicle on a public thoroughfare, you should make sure the vehicle is registered. The main types of motor &...

FIND OUT MORE

Farm Burglary

Covers loss or damage to; farm plant, machinery, and other farm contents or stock following forcible and violent entry to your premises resulting from...

FIND OUT MORE

Farm General Property

This section is designed to cover goods away from the farm and in transit. Items such as; GPS & UHF’s whilst in a vehicles,...

FIND OUT MORE

Farm Products Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by the products you produce...

FIND OUT MORE

Farm Home & Contents

Covers the residence you live in including domestic garages and other outbuildings. It doesn’t include homes you rent out to tenants or farm employees...

FIND OUT MORE

Farm Public Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by your farming operations. Liability...

FIND OUT MORE

Landlords or Property Owners

Specialist landlord property insurance for residential or commercial properties that you rent out to others including protection for damage by tenants and rental default.

FIND OUT MORE

Farm Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of pumps and motors including additional costs associated with repair and consequential loss resulting from the...

FIND OUT MORE

Farm Property Insurance

Covers loss and/or damage to your buildings, farm sheds, barns, machinery sheds, shearing sheds, farm contents of sheds, including plant & equipment, stock of...

FIND OUT MORE

Motor Fleet

Motor Fleet insurance provides essential cover for your business by insuring against damage to your vehicle, to third party vehicles

FIND OUT MORE

Construction

Construction Insurance (otherwise known as Contract Works Insurance) can cover a single

FIND OUT MORE

Business

Every day, your business faces risks that threaten it's financial wellbeing.

FIND OUT MORE

Professional Risks

Did you know your business can be responsible not only for your actions, but those of others as well?

FIND OUT MORE

Money

Covers loss of cash and/or negotiable instruments whilst; in transit, in your custody, or on your premises.

FIND OUT MORE

Glass

Glass Breakage provides cover against breakage of fixed external and/or internal glass.  It replaces any glass broken up to the full cost.  This section has...

FIND OUT MORE

Work boats and other Commercial Vessels

Workboats and commercial craft work in and around very expensive machinery in busy harbours. Cover is important not just for your Boat, but the...

FIND OUT MORE

Professional Indemnity

Covers your legal liability to compensate others caused by perceived inadequate advice or lack of performance.

FIND OUT MORE

Fishing Boats

If fishing is your livelihood, then your boat is a member of the family. You know how expensive they are, but you want the...

FIND OUT MORE

Tourism Boats

If Tourism is your livelihood, your Guests are the most important part of your business. Look after your passengers and repeat business and referrals...

FIND OUT MORE

Statutory Liability

Protects the business against statutory fines and penalties arising from breaches of legalislation such as Work Place Safety standards, Occupational Health and Safety, Workers...

FIND OUT MORE

Marine Repairers

If you build, work on or repair boats, ordinary Public Liability may not protect you if something goes wrong. Marine Repairers Insurance covers you...

FIND OUT MORE

Employment Practices Liability

Covers your liability resulting from your failure to promote employees, sexual harassment, wrongful dismissal, wrongful employment plus more.

FIND OUT MORE

Marinas

If you own or operate a Marina, you have risks on the land and on the water which may not be covered correctly under...

FIND OUT MORE

Loss of Income

Life & Superannuation Our office does not provide Financial Planning or Life Insurance advice. We refer any queries to our trusted partners. SQIS are...

FIND OUT MORE

Marine Cargo & Transit

If you send or receive goods by road, sea, air, rail or any other form of transport, we can provide cover for your goods...

FIND OUT MORE

Carriers Insurance

If you operate a transport business, you often carry high value items over vast distances. Your reputation and repeat business depend on getting these...

FIND OUT MORE

Management Liability

A bundle package incorporating; directors and officers liability, Employment Practices Liability, Employee Dishonesty, Statutory Liability, and Legal Expenses.

FIND OUT MORE

Cyber Liability

Protects against online communication and electronic data storage exposures such as Identity theft/ fraud, cyber terrorism and the consequences of losing customer information. It also...

FIND OUT MORE

Directors and Officers Liability

Covering directors and/or officers for their legal liability, resulting from wrongful acts or mismanagement whilst acting in the capacity of a director or officer....

FIND OUT MORE

Business Package

A business package is a policy which consists of a number of individual covers bundled into one package where you can mix and match...

FIND OUT MORE

Property Damage

Designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm; impact by vehicles; lightning;...

FIND OUT MORE

Business Interruption

Covers loss of income as a result of an insured event such as Property Damage, Burglary, Glass, or Money. Business interruption covers your loss...

FIND OUT MORE

Burglary

Designed to protect your business against the risk of theft following forcible and violent entry to your premises for plant, machinery, other contents or...

FIND OUT MORE

Accidental Damage

Designed to cover physical damage caused by an accident not otherwise excluded. For example, damage caused to a computer by accidentally dropping it on...

FIND OUT MORE

Loss of Money

This is not covered under Burglary or Theft without forcible entry. Money insurance provides cover for money whilst in transit to the bank or your...

FIND OUT MORE

Glass Breakage

Provides cover against breakage of fixed external and/or internal glass. It replaces any glass broken up to the full cost. This section has extensions...

FIND OUT MORE

General Property

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Transit Insurance

Used to cover your goods whilst in transit anywhere in Australia and or anywhere in the world. In the business package, the cover is...

FIND OUT MORE

Employee Dishonesty

Covers a direct loss of money, negotiable instruments or goods belonging to you or for which you are legally responsible, resulting from acts of...

FIND OUT MORE

Computers or Electronic Equipment

This policy covers Computers and related Electronics Equipment for breakdown and associated perils. It can be extended to include portable equipment such as laptops....

FIND OUT MORE

Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of plant and machinery including additional costs associated with repair and consequential loss resulting from the...

FIND OUT MORE

Public/Products Liability

Provides cover for bodily injury and/or damage to property as a result of your business activity and/or any products that you manufacture, import or...

FIND OUT MORE

Tax Audit

Covers costs associated with completing a Government audit excluding fines or penalties.

FIND OUT MORE

Property Insurance

Covers loss and/or damage to your buildings, plant & machinery, or stock caused by fire and/or extraneous perils such as but not limited to;...

FIND OUT MORE

Property Damage

Property Damage Cover is designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm;...

FIND OUT MORE

Other Business Covers

Business Packages do not cover everything and in some cases, an additional policy is required to cover other exposures. Some of the covers we...

FIND OUT MORE

Aviation Hull & Liability

Covers loss and/or damage to aircraft hulls, including liability to the public and passengers.

FIND OUT MORE

Domestic Workers Compensation

Cover for workers operating at your residential premises.

FIND OUT MORE

Medical Malpractice

Your legal liability for bodily injury or breach of professional duty associated with medical malpractice.

FIND OUT MORE

Boiler & Pressure Vessel Explosion

Covers loss and/or damage due to explosion or collapse of boiler and/or pressure vessels that require a certificate of registration.

FIND OUT MORE

Bonds

Covers financial loss resulting from a failure to complete performance or a contract with another party.

FIND OUT MORE

Export Credit or Rejection

Covers losses caused by contract repudiation, export license cancellation, insolvency of overseas customers, confiscation or rejection of your product by overseas Government or authorities.

FIND OUT MORE

Financial Planning and Life Insurance

Life, Trauma, and income protection insurance, including buy/sell agreements and business succession planning.   We do not specialize in this advice area however we can...

FIND OUT MORE

Mobile Plant and Machinery

Material damage and liability to others for specialist plant including; earthmoving machinery, forklifts, motor bikes, etc.,which are not covered by property insurance. An option...

FIND OUT MORE

Corporate Travel

Yearly blanket travel insurance for any intrastate, interstate, or international trips covering directors and their immediate family, and other employees of the business.

FIND OUT MORE

Credit

Covers your loss due to insolvency of your customers with whom you deal.

FIND OUT MORE

Livestock

Covers death or illness to specified livestock

FIND OUT MORE

Crop

Covers loss and/or damage to growing agricultural crops due to an insured risk

FIND OUT MORE

Defamation

Covers your legal liability including defence costs associated with litigation against you for libel or slander

FIND OUT MORE

Malicious Tamper

Covers the costs and financial loss caused by malicious or unintentional tampering and/or contamination of your products.

FIND OUT MORE

Legal Expenses

Covers legal expenses for either pursuing or defending disputes with customers, suppliers, or employee s including criminal prosecution made against your business or its...

FIND OUT MORE

Workers Compensation

A compulsory insurance for employers covering injury to their employees sustained in the course of their employment. You must obtain individual workers compensation in...

FIND OUT MORE

Theft in the Open Air

Loss or damage to property caused by theft without forcible or violent entry to your building or whilst goods are not in your building...

FIND OUT MORE

Products Recall

Covers your legal liability for all costs and expenses for withdrawal or recall of your products as a result of suspected defects or deficiencies.

FIND OUT MORE

Error & Omissions Liability

Covers loss and/or damage to specified goods whilst away from your premises on a regular basis including items such as; laptops, mobile phones, demonstration...

FIND OUT MORE

Disability

Compensates an insured person for most of their normal income if they sustain permanent or partial disablement, injury, or illness preventing them from performing...

FIND OUT MORE

Farm Motor Vehicle & Machinery

If you drive any self-propelled vehicle on a public thoroughfare, you should make sure the vehicle is registered. The main types of motor &...

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Farm Burglary

Covers loss or damage to; farm plant, machinery, and other farm contents or stock following forcible and violent entry to your premises resulting from...

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Farm General Property

This section is designed to cover goods away from the farm and in transit. Items such as; GPS & UHF’s whilst in a vehicles,...

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Farm Products Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by the products you produce...

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Farm Home & Contents

Covers the residence you live in including domestic garages and other outbuildings. It doesn’t include homes you rent out to tenants or farm employees...

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Farm Public Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by your farming operations. Liability...

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Landlords or Property Owners

Specialist landlord property insurance for residential or commercial properties that you rent out to others including protection for damage by tenants and rental default.

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Farm Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of pumps and motors including additional costs associated with repair and consequential loss resulting from the...

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Farm Property Insurance

Covers loss and/or damage to your buildings, farm sheds, barns, machinery sheds, shearing sheds, farm contents of sheds, including plant & equipment, stock of...

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Motor Fleet

Motor Fleet insurance provides essential cover for your business by insuring against damage to your vehicle, to third party vehicles

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Construction

Construction Insurance (otherwise known as Contract Works Insurance) can cover a single

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Business

Every day, your business faces risks that threaten it's financial wellbeing.

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Professional Risks

Did you know your business can be responsible not only for your actions, but those of others as well?

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Money

Covers loss of cash and/or negotiable instruments whilst; in transit, in your custody, or on your premises.

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Glass

Glass Breakage provides cover against breakage of fixed external and/or internal glass.  It replaces any glass broken up to the full cost.  This section has...

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Work boats and other Commercial Vessels

Workboats and commercial craft work in and around very expensive machinery in busy harbours. Cover is important not just for your Boat, but the...

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Professional Indemnity

Covers your legal liability to compensate others caused by perceived inadequate advice or lack of performance.

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Fishing Boats

If fishing is your livelihood, then your boat is a member of the family. You know how expensive they are, but you want the...

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Tourism Boats

If Tourism is your livelihood, your Guests are the most important part of your business. Look after your passengers and repeat business and referrals...

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Statutory Liability

Protects the business against statutory fines and penalties arising from breaches of legalislation such as Work Place Safety standards, Occupational Health and Safety, Workers...

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Marine Repairers

If you build, work on or repair boats, ordinary Public Liability may not protect you if something goes wrong. Marine Repairers Insurance covers you...

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Employment Practices Liability

Covers your liability resulting from your failure to promote employees, sexual harassment, wrongful dismissal, wrongful employment plus more.

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Marinas

If you own or operate a Marina, you have risks on the land and on the water which may not be covered correctly under...

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Loss of Income

Life & Superannuation Our office does not provide Financial Planning or Life Insurance advice. We refer any queries to our trusted partners. SQIS are...

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Marine Cargo & Transit

If you send or receive goods by road, sea, air, rail or any other form of transport, we can provide cover for your goods...

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Carriers Insurance

If you operate a transport business, you often carry high value items over vast distances. Your reputation and repeat business depend on getting these...

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Management Liability

A bundle package incorporating; directors and officers liability, Employment Practices Liability, Employee Dishonesty, Statutory Liability, and Legal Expenses.

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Cyber Liability

Protects against online communication and electronic data storage exposures such as Identity theft/ fraud, cyber terrorism and the consequences of losing customer information. It also...

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Directors and Officers Liability

Covering directors and/or officers for their legal liability, resulting from wrongful acts or mismanagement whilst acting in the capacity of a director or officer....

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Statutory Liability

Protects the business against statutory fines and penalties arising from breaches of legalislation such as Work Place Safety standards, Occupational Health and Safety, Workers Compensation Acts, Environmental legislation plus more.

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Employment Practices Liability

Covers your liability resulting from your failure to promote employees, sexual harassment, wrongful dismissal, wrongful employment plus more.

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Management Liability

A bundle package incorporating; directors and officers liability, Employment Practices Liability, Employee Dishonesty, Statutory Liability, and Legal Expenses.

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Cyber Liability

Protects against online communication and electronic data storage exposures such as Identity theft/ fraud, cyber terrorism and the consequences of losing customer information. It also includes any breach of data protection and privacy laws, and...

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Glass Breakage

Provides cover against breakage of fixed external and/or internal glass. It replaces any glass broken up to the full cost. This section has extensions which automatically provides for temporary shuttering, sign-writing, damage to stock...

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Transit Insurance

Used to cover your goods whilst in transit anywhere in Australia and or anywhere in the world. In the business package, the cover is basic, however a separate policy can be provided to cover...

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Computers or Electronic Equipment

This policy covers Computers and related Electronics Equipment for breakdown and associated perils. It can be extended to include portable equipment such as laptops. Other extensions include additional expenses such as: Restoration of Data...

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Tax Audit

Covers costs associated with completing a Government audit excluding fines or penalties.

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Boiler & Pressure Vessel Explosion

Covers loss and/or damage due to explosion or collapse of boiler and/or pressure vessels that require a certificate of registration.

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Livestock

Covers death or illness to specified livestock

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Crop

Covers loss and/or damage to growing agricultural crops due to an insured risk

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Workers Compensation

A compulsory insurance for employers covering injury to their employees sustained in the course of their employment. You must obtain individual workers compensation in each State or Territory of Australia where your employees are...

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Farm Motor Vehicle & Machinery

If you drive any self-propelled vehicle on a public thoroughfare, you should make sure the vehicle is registered. The main types of motor & machinery insurance are: Comprehensive Third Party Property Damage Third Party...

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Farm Burglary

Covers loss or damage to; farm plant, machinery, and other farm contents or stock following forcible and violent entry to your premises resulting from burglary. There is no cover for theft without forcible and...

FIND OUT MORE

Farm General Property

This section is designed to cover goods away from the farm and in transit. Items such as; GPS & UHF’s whilst in a vehicles, laptop computers, mobile telephones, plus more.

FIND OUT MORE

Farm Products Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by the products you produce or sell.

FIND OUT MORE

Farm Home & Contents

Covers the residence you live in including domestic garages and other outbuildings. It doesn’t include homes you rent out to tenants or farm employees (see Landlords).

FIND OUT MORE

Farm Public Liability

Covers your legal liability for bodily injury and/or property damage to others as a result of an occurrence caused by your farming operations. Liability can be extended to include cover for damage you cause...

FIND OUT MORE

Landlords or Property Owners

Specialist landlord property insurance for residential or commercial properties that you rent out to others including protection for damage by tenants and rental default.

FIND OUT MORE

Farm Machinery Breakdown

Covers loss and/or damage caused by mechanical breakdown of pumps and motors including additional costs associated with repair and consequential loss resulting from the breakdown. You must let us know if you have any...

FIND OUT MORE

Farm Property Insurance

Covers loss and/or damage to your buildings, farm sheds, barns, machinery sheds, shearing sheds, farm contents of sheds, including plant & equipment, stock of hay, grain, silage etc. Livestock, External and/internal fencing against the...

FIND OUT MORE

Work boats and other Commercial Vessels

Workboats and commercial craft work in and around very expensive machinery in busy harbours. Cover is important not just for your Boat, but the damage it can do and loss of income to others.

FIND OUT MORE

Fishing Boats

If fishing is your livelihood, then your boat is a member of the family. You know how expensive they are, but you want the very best for them so they will not let you...

FIND OUT MORE

Tourism Boats

If Tourism is your livelihood, your Guests are the most important part of your business. Look after your passengers and repeat business and referrals will help you build your business. If your vessel carries...

FIND OUT MORE

Marine Repairers

If you build, work on or repair boats, ordinary Public Liability may not protect you if something goes wrong. Marine Repairers Insurance covers you while working on boats. It can also be extended to...

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Marinas

If you own or operate a Marina, you have risks on the land and on the water which may not be covered correctly under a single policy. Marinas have unique Insurance needs and require...

FIND OUT MORE

Marine Cargo & Transit

If you send or receive goods by road, sea, air, rail or any other form of transport, we can provide cover for your goods should an accident occur? We can provide “standard” transit cover,...

FIND OUT MORE

Carriers Insurance

If you operate a transport business, you often carry high value items over vast distances. Your reputation and repeat business depend on getting these goods to their destination on time and without any damage....

FIND OUT MORE

Motor Fleet

Motor Fleet insurance provides essential cover for your business by insuring against damage to your vehicle, to third party vehicles

FIND OUT MORE

Construction

Construction Insurance (otherwise known as Contract Works Insurance) can cover a single

FIND OUT MORE