The information on this website does not cover all aspects of the law and you should seek professional advice before any action is taken based upon the matters described and discussed.

We make no representations regarding the suitability of the content provided for any purpose.  All content is made available without warranty of any kind.  We disclaim all warranties and conditions with regard to the content including (but is not limited to) all implied warranties and conditions of fitness for a particular purpose, title or non-infringement.

We will not be liable for any damages or injury caused by (including but not limited to) any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, or line failure.   To the extent permitted by law we will not be liable for any damages or injury, including but not limited to, special or consequential damages that result from the use of, or the inability to use, the materials in this site.

We believe any information provided to be accurate, complete and current, however it is your responsibility to verify any information provided before relying on it.  The content of this site may include technical inaccuracies or typographical errors.

Any advice provided in general in nature and does not take into account any of your particular objectives, financial situation or needs.  For this reason, before you act on this advice, you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs. Before you make any decision about whether to acquire the policy, you should obtain and read the product disclosure statement for the policy.

All presented information is © copyright 2010 and subject to change at our discretion