Designed to protect your business assets such as Buildings, Contents and/or Stock against the risk of fire; malicious damage; windstorm; impact by vehicles; lightning; earthquake; etc. Note some events are excluded from this policy (such as Money, Theft, Breakdown etc) as they are covered separately under other sections of the package.

It is very important that you fully insure your assets. Sums insured under property damage must be insured for replacement value or the “Average” clause could reduce the amount payable in the event of a claim.